The subprimes

a novel

301 pages

English language

Published Oct. 8, 2015

ISBN:
978-0-06-213242-0
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OCLC Number:
887857370

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"In a future America that feels increasingly familiar, you are your credit score. Extreme wealth inequality has created a class of have-nothings: Subprimes. Their bad credit ratings make them unemployable. Jobless and without assets, they've walked out on mortgages, been foreclosed upon, or can no longer afford a fixed address. Fugitives who must keep moving to avoid arrest, they wander the globally-warmed American wasteland searching for day labor and a place to park their battered SUVs for the night"--Dust jacket flap.

1 edition

Review of 'The subprimes' on 'Goodreads'

Ok, so, this is another novel about a dystopian future, but this one really hits close to home. This does not feel like a distant future and it feels quite familiar: in this not-so-distant future, climate change hits hard, the real estate collapse seems irreversible, and right-wing libertarian politics has prevailed. As a result, people are defined by their credit score, creating a stratification system with "sub-primes" at the bottom, those with low credit score, having sometimes abandoned their homes whose mortgage they could no longer afford. At the top are the financial class, living in gated communities and getting ready to move to sanctuaries (isolated islands - literal or metaphorical - of wealth, away from the social disintegration).
The subprimes, on the other hand, live from Ryanvilles (get it?) to Ryanvilles. It has a taste of Grapes of Wrath and the dustbowl 2.0. The American economy is now fully …

Subjects

  • Poor
  • Credit scoring systems
  • Fiction